Terms and Conditions

Effective Date: January 21, 2026

Welcome to NyreeDSears.com, owned and operated by Nyree D Sears (“we,” “us,” or “our”). By accessing or using this website, submitting your information, or communicating with us by phone, text message, email, or online forms, you agree to the following Terms & Conditions.

If you do not agree with these terms, please do not use this website or our services.

This website provides educational and informational content related to insurance and benefit options, including but not limited to:

• Medicare education and planning
   
• Life insurance and final expense coverage
   
• Supplemental and ancillary insurance products
   
• Appointment scheduling and follow-up communications
   

Information provided on this website is not a contract, not legal advice, and not a guarantee of coverage.

Nyree Sears is not affiliated with or endorsed by the U.S. government, the Social Security Administration, or Medicare.

Insurance plans are offered through private insurance companies that have contracts with Medicare or are regulated by state insurance departments.

You agree to use this website for lawful purposes only.

You may not:

• Misuse or attempt to disrupt the website
   
• Attempt unauthorized access to systems or data
   
• Use content for fraudulent or misleading purposes
   

All content on this website is the property of Nyree Sears and may not be copied, distributed, or reused without permission.

Insurance coverage, availability, rates, benefits, and eligibility depend on multiple factors including age, location, health status, and carrier underwriting guidelines.

Submitting your information or scheduling a call does not guarantee coverage or approval.

Final decisions are made by the insurance carrier, not by Nyree Sears.

By submitting your contact information on this website, you consent to receive communications from Nyree Sears, which may include:

• Phone calls
   
• Text messages (SMS)
   
• Emails
   
• Appointment reminders and follow-ups
   

These communications are educational and informational in nature and may relate to insurance and benefit options.

If you opt in to receive text messages:

• Message frequency may vary
   
• Message and data rates may apply
   
• Reply STOP to opt out at any time
   
• Reply HELP for assistance
   

Customer Care Contact: 404-960-2508

For full SMS details, please review our Text Messaging Terms & Conditions.

Your privacy is important to us. Personal information collected through this website is handled in accordance with our Privacy Policy.

👉 We do not sell, share, or rent personal information, including phone numbers, for marketing purposes.

Text messaging opt-in data and consent will not be shared with third parties except as required to deliver messaging services (such as carriers or messaging platforms).

View our Privacy Policy here:
https://www.nyreedsears.com/privacy-policy

This website may contain links to third-party websites or services for your convenience.

Nyree Sears is not responsible for the content, policies, or practices of third-party websites.

Nyree Sears is not liable for:

• Any direct or indirect damages arising from use of this website
   
• Errors or omissions in content
   
• Reliance on information provided
   

Use of this website is at your own risk.

We reserve the right to update or modify these Terms & Conditions at any time without prior notice.

Continued use of this website after changes constitutes acceptance of the updated terms.

If you have questions about these Terms & Conditions, please contact:

Nyree Sears
📞 404-960-2508
🌐 www.nyreedsears.com